Tim J. Cestnick, FCA, CPA, CFP, TEP

President and CEO

Tim Cestnick enjoys a reputation as one of Canada's most respected experts and public speakers in the area of tax and personal finance. Widely recognized for his in-depth knowledge, dynamic speaking style, common sense approach and extensive national media exposure, Tim successfully combines business experience, professional credentials and a unique sense of humour to entertain and inform his many audiences.

After obtaining his Chartered Accountant designation with the national accounting firm, Deloitte, Tim became a tax partner with a local accounting firm in Burlington, Ontario. In 1997 he founded a firm specializing in tax education and consulting, which merged with investment counsel firm AIC Limited in 2000. In 2005, Tim left AIC to create one of Canada's first, and largest, Multiple Family Office™ firms - The WaterStreet Group Inc.

Tim consults and speaks in all areas of personal finance. He has completed the Canadian Institute of Chartered Accountant's In-Depth Tax Course, the Canadian Securities Course, and is a member of the Canadian Tax Foundation. Tim shares his knowledge as a member of the teaching faculty of the Institute of Chartered Accountants of Ontario. In 2003, Tim was inducted as a fellow of the Institute of Chartered Accountants - a rare honour - for raising the profile of, and bringing distinction to, his profession. In addition to his CA designation, he is a Certified Public Accountant (Illinois), a Certified Financial Planner (CFP), and a Trust and Estate Practitioner (TEP).

Tim's national speaking profile is confirmed by his position as tax columnist for the Globe & Mail's Report on Business, Canada's national newspaper. As a prolific author, Tim has written the Canadian best-sellers, 101 Tax Secrets for Canadians, Winning The Tax Game, Winning The Estate Planning Game, and The Tax Freedom Zone. He has also authored Winning The Education Savings Game, co-authored Death and Taxes and Your Family's Money, and is past editor of Tax Tips for Canadians for Dummies.

In addition to print media, Tim is a regular contributor and on-air personality on radio and television. He appears regularly on Canada AM, CBC Newsworld, BNN (formerly ROB TV), and the best-known money programs in the country.